The Commonwealth Fund 2023 Health Care Affordability Survey asked a nationally representative sample of working-age U.S. adults (ages 19–64) about their ability to afford health insurance and health care and about the impact that health costs have on their household budget. This fact sheet presents results for the 3,032 respondents who were insured for the full year and had employer sponsored health coverage at the time of the survey. Over half the U.S. population under age 65--more than 155 million people--get their health insurance through an employer. Growth in health care spending, mostly driven by prices paid to hospitals, doctors, and pharmaceutical companies, has fueled growth in premiums and deductibles in employer plans over the past decade. Many people, especially those with low or moderate incomes, are spending more on premiums and deductibles relative to their income than they did a decade ago.
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1 online resource (1 PDF file (1 unnumbered page))