The Affordable Care Act (ACA) included an option for states to run Basic Health Programs (BHPs) that replace subsidized coverage on the health insurance Marketplaces for individuals with incomes up to 200 percent of the federal poverty level (FPL). Only New York and Minnesota have thus far taken the option to create a BHP, but as of this writing, four other states are considering their own BHPs: Oregon, Kentucky, Illinois, and West Virginia. This brief provides analysis of the BHP, as well as lessons learned from Minnesota’s and New York’s programs.
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