California employer health benefits: workers shoulder more costs
- Collection:
- Health Policy and Services Research
- Series Title(s):
- California health care almanac (California HealthCare Foundation)
- Author(s):
- Whitmore, Heidi, author Gabel, Jon, author
- Contributor(s):
- California HealthCare Foundation, issuing body.
- Publication:
- Oakland, CA : California Health Care Foundation, June 2018
- Language(s):
- English
- Format:
- Text
- Subject(s):
- Health Benefit Plans, Employee -- economics Health Benefit Plans, Employee -- statistics & numerical data Health Benefit Plans, Employee -- trends Ambulatory Care Facilities Deductibles and Coinsurance -- statistics & numerical data Forecasting Health Maintenance Organizations -- statistics & numerical data Insurance -- statistics & numerical data Insurance, Pharmaceutical Services -- economics Insurance, Pharmaceutical Services -- statistics & numerical data Insurance, Pharmaceutical Services -- trends Managed Care Programs -- economics Managed Care Programs -- statistics & numerical data Managed Care Programs -- trends Small Business -- statistics & numerical data Telemedicine State Government Humans California United States
- Genre(s):
- Technical Report
- Abstract:
- From 2000 to 2017, the percentage of employers offering health insurance coverage has declined from 69% to 56%. At the same time, workers are shouldering more of the costs for their health care with increasing premiums and higher deductibles and copays. California Employer Health Benefits: Workers Shoulder More Costs presents data compiled from the 2017 California Employer Health Benefits Survey. KEY FINDINGS INCLUDE: (1) From 2016 to 2017, health insurance premiums for family coverage increased by 4.6%, slightly higher than the 3.0% inflation rate. (2) Average monthly premiums, including the employer portion, were significantly higher in California than the national average. In 2017, the average premium was $604 for single coverage and $1,643 for family coverage. (3) California workers paid an average of 17% of the total premium for single coverage and 27% for family coverage. (4) One in 4 workers had an annual deductible of at least $1,000 for single coverage. Large deductibles were more common among workers in small firms (3 to 199 workers) than larger firms. Nearly 60% of workers had no deductible. (5) In 2017 25% of California firms reported increasing cost sharing for workers in the past year, and 37% reported that they are very or somewhat likely to increase their workers' share of premiums in the next year.
- Copyright:
- Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY-NC-ND license. (More information)
- Extent:
- 1 online resource (1 PDF file (44 pages))
- Illustrations:
- Illustrations
- NLM Unique ID:
- 101744473 (See catalog record)
- Permanent Link:
- http://resource.nlm.nih.gov/101744473