This report focuses on the intersection of two important trends in the U.S. workforce: the increasing prevalence of workers in "nonstandard" jobs--that is, those in part-time, temporary, or contract positions--and the decline in access to employer-provided health insurance. While the ongoing crisis in employer-sponsored health insurance--with fewer and fewer individuals covered under such policies and the quality of coverage diminished by higher premiums, copayments, and deductibles--has garnered much attention, there has been little focus on the status of workers in nonstandard work arrangements. These workers are particularly vulnerable--their sporadic employment status often excludes them from employer-based coverage, increasing their reliance on family members' policies or public coverage or leaving them without insurance altogether. This report compares coverage trends between standard and nonstandard workers and across different categories of nonstandard workers, and ultimately offers policy options to reach these uninsured, nonstandard workers and their families.
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