t . I> BY-LAWS 
’UAL AID ASSOCIATION 
' oV 5'ilK . 
. IA 
OOl-NT • MEDICAL SOCIETY. 
mm CHARTER AND BY-LAWS 
OF 
THE MUTUAL AID ASSOCIATION 
OF THE 
PHILADELPHIA COUNTY MEDICAL SOCIETY. 
Instituted May 6th, A. D. 1878. 
Incorporated Sept. 25th, A. D 1878. 
PHILADELPHIA: 
COLLINS PRINTING HOUSE, 705 JAYNE STREET. 
1884. CONTENTS. 
. PAGE 
Preface 3 
Charter 6 
Officers of the Society since its Organization . 12 
Summary of Objects and Rules of Association . 17 
By-Laws 18 
Article I. Members ....... 18 
II. Officers of the Association . . . .20 
III. Duties of officers . . . . .22 
IV. Directors ....... 25 
Y. Funds 27 
VI. Persons entitled to relief . . • .28 
VII. Annuitants ....... 29 
VIII. Amount of annuities . . . . .30 
IX. Income of annuitants . . . . .31 
X. Applications for relief, form of, etc. . .31 
XI. Appropriations ...... 33 
XII. Order of business . . . . .33 
XIII. Amendments ...... 35 
XIV. Forms of a Bequest 35 PREFACE. 
At a Conversational Meeting of the Philadelphia 
County Medical Society, held February 27th, 1878, 
Dr. Henry H. Smith, President, in the chair, Dr. 
Win. T. Taylor, after explanatory remarks, pre- 
sented the following Resolution, which was unani- 
mously adopted: — 
“ Resolved, That the President, Vice-Presidents, and 
Treasurer of this Society, together witli three members 
appointed by the Chair, be constituted a Committee to con- 
sider and present at an early day, a Plan for the Establish- 
ment of a ‘ Beneficiary Fund,’ for the relief of the families 
of such members as may require the fostering care of the 
Society.” 
The President then appointed Drs. Nathan L. Hatfield, 
George Hamilton, and Robert Burns, to complete the Com- 
mittee. [Extract from the Minutes.] 
H. LEAMAN, Recording Secretary. 
REPORT OF THE COMMITTEE. 
The Committee appointed at the last meeting of the 
Society “ to consider and report a plan for the creation of a 
Beneficial Fund for this Society,” respectfully report:— 
That, in accordance with their appointment, the Com- 
mittee met in the Hall of the Society, on Monday, March 4 
lltli, 1878, at 8 o’clock P. M., and organized by the election 
of Dr. Robert Burns as Chairman, and Dr. J. Solis Cohen 
as Secretary. After full discussion of the subject, and the 
consideration of the results of two similar Associations in 
New York City, the Committee unanimously decided to 
recommend the formation of a Mutual Aid Association, 
in this Society, and to invite the active co-operation of the 
members in the development of a judicious and benevolent 
work, that will in time prove a most valuable addition to the 
usefulness of the Society. They also recommend the adop- 
tion of the following Preamble and Resolutions. 
(Signed) 
Henry II. Smith, 
J. Solis Cohen, 
Geo. B. Dunmire, 
W. M. Welch, 
N. L. Hatfield, 
Geo. Hamilton, 
Robert Burns, 
Committee. 
PREAMBLE AND RESOLUTIONS. ' 
Whereas, Cases have been brought to the notice of the 
President of this Society, of members whose slender pro- 
fessional incomes have been arrested for months, in conse- 
quence of long-continued illness; and, whereas, such in- 
stances, as. well as impoverished widows and orphans of 
members left with scanty means of support, must occasion- 
ally occur hereafter, therefore be it 
liesolved, That this Society recommends to its members 
the immediate formation of a “ Mutual Aid Association,” 
for the assistance of such cases as require it. 
By order of Committee, 
ROBERT BURNS, Chairman. 5 
In accordance with the above resolution, a meet- 
ing of such members of the Philadelphia County 
Medical Society a3 desired to form a “ Mutual Aid 
Association” was held on May 6th, 1878, in the 
Hall of the Society, Dr. Henry H. Smith being 
chosen President and Dr. J. D. Nash, Secretary. 
After some preliminary business, an election for 
officers was held to serve for the ensuing year. 
On July 8th, 1878, at a meeting of the officers and 
directors, Dr. Smith was authorized to take the 
necessary steps to obtain a Charter, and at a subse- 
quent meeting, held Sept. 27, 1878, the President 
reported that a Charter for the “ Mutual Aid Asso- 
ciation of the Philadelphia County Medical Society” 
had been granted by the Court of Common Pleas of 
the city of Philadelphia. 
At a meeting of the Standing Committee, held 
the same day, it was Resolved, to accept the Charter 
and adopt the By-laws as presented by Dr. Smith, 
and that the same be printed, with a list of the 
officers and a brief history of the formation of the 
Association. The Secretary was also directed to 
forward a copy to each member of the Philadelphia 
County Medical Society, with a slip facilitating the 
forwarding of his subscription to the Treasurer. 
W. R. D. BLACKWOOD, M.D., 
Secretary Mutual Aid Assoc. Phil. Co. Med. Society. CHARTER. 
I. 
We, the undersigned, citizens of the Common- 
wealth of Pennsylvania, do hereby associate our- 
selves together as a Corporation to he called “ The 
Mutual Aid Association of the Philadelphia County 
Medical Society.” 
The object of the said Association and the pur- 
pose for which it is formed is benevolent, by afford- 
ing pecuniary aid to the widows and orphans ot such 
members as require it, as well as to such members as 
from long-continued illness or accident may be com- 
pelled to seek such aid. 
III. 
The place in which the business of the Associa- 
tion is to be transacted is the county of Philadel- 
phia. 
IY. 
The term for which the Association is to exist is 
perpetual. 
Y. 
The names and residences of the subscribers are 
as follows:— 
Henry II. Smith, No. 1800 Spruce Street. 
Robert Burns, No. 4323 Frankford Avenue. George Hamilton, No. 1600 Summer Street. 
J. Solis Cohen, No. 1431 Walnut Street. 
Michael O’Hara, No. 3L South Sixteenth Street. 
Nathan L. Hatfield, N. E. cor. Franklin and 
Buttonwood Streets. 
H. St. Clair Ash, No. 1112 Vine Street. 
William B. Atkinson, No. 1400 Pine Street. 
George B. Dunmire, No. 133 North Seventh St. 
Charles F. Wittig, No. 480 North Fourth St. 
William R. D. Blackwood, No. 246 N. Twentieth 
Street. 
Napoleon Hickman, No. 326 S. Sixteenth St. 
David Davidson, No. 902 Walnut Street. 
William T. Taylor, No. 1324 N. Fifteenth St. 
Aaron F. Shelley, No. 839 North Fifth Street. 
Albert Fricke, No. 235 North Sixth Street. 
Samuel W. Gross, No. 1112 Walnut Street. 
Benjamin Lee, No. 1503 Spruce Street. 
Joseph D. Nash, No. 1316 North Eleventh St. 
Franklin B. Hazel, No. 855 North Eleventh St. 
Henry Leaman, No. 1031 Vine Street. 
All in the city of Philadelphia. 
VI. 
The number of its Directors, who shall also be the 
Trustees of the funds, shall be nine. The following 
have been chosen Directors for the first year:— 
Henry H. Smith, Trustee. 
Robert Burns, “ 
N. L. Hatfield, “ 
George Hamilton, “ 
J. Solis Cohen, “ 
M. O’Hara, Trustee. 
J. G. Richardson, “ 
H. St. Clair Ash, “ 
W. B. Atkinson, “ VII. 
There is no capital stock and no shares. The 
funds of the Association shall consist of a Permanent 
and Contingent fund, which shall be held and invested 
by the Directors in accordance with the by daws. 
But the annual income from such funds which the 
Directors may hold, shall not exceed ten thousand 
dollars. 
VIII. 
Members of the Philadelphia County Medical So- 
ciety are alone eligible to the said Association upon 
compliance with the By-laws of said Association. 
Witness our hands and seals this twelfth day of 
September, Anno Domini one thousand eight hun- 
dred and seventy-eight (1878). 
Henry H. Smith, [seal.] 
Robert Burns, [seal.] 
N. L. Hatfield, [seal.] 
George Hamilton, [seal.] 
J. Solis Coiien, [seal.] 
Michael O’Hara, [seal.] 
Henry Leaman, [seal.] 
H. St. Clair Ash, [seal.] 
Wm. B. Atkinson, [seal.] 
G. B. Dunmire, [seal.] 
Charles F. Wittig, [seal.] 
Wm. R. D. Blackwood, [seal.] 
JS'apoleon Hickman, [seal.]' 
D. Davidson, [seal.] 
William T. Taylor, [seal.] 
Aaron F. Shelley, ["seal.I Albert Fricke, [seal.] 
S. W. Gross, [seal.] 
Benjamin Lee, [seal.] 
J. I). Nash, [seal.] 
F. B. Hazel, [seal:] 
County of Philadelphia, ss. 
Before me, the Recorder of Deeds in and for the 
County of Philadelphia, personally appeared the 
above named Henry H. Smith, Robert Burns, N. L. 
Hatfield, George Hamilton, J. Solis Cohen, H. St. 
Clair Ash, William T. Taylor, and Albert T. Fricke, 
and in due form of law acknowledged the instrument 
to he their and each of their act and deed, and desired 
that the same might be recorded as such according 
to law. Witness my hand and official seal this four- 
teenth day of September, Anno Domini one thousand 
eight hundred and seventy-eight (1878). 
[seal,] JOS. K. FLETCHER, 
Deputy Recorder. 
COPY OF ADVERTISEMENT. 
Notice is hereby given that an application will be 
made to the Court of Common Pleas No. 1, of the 
County of Philadelphia, June Term, 1878, No. 87-, 
on Monday, September 16, 1878, at 10 A. M., under 
Act of Assembly of the Commonwealth of Pennsyl- 
vania, entitled “An Act to Provide for the Incor- 
poration and Regulation of Certain Corporations,” 
approved *29th April, 1874, and the supplements 
thereto, for the charter of an intended corporation to be called The Mutual Aid Association of the 
Philadelphia County Medical Society, the character 
and object of which is benevolent, by affording pecu- 
niary aid to the widows and orphans of such mem- 
bers as require it, as well as to such members as from 
long-continued illness or accident may be compelled 
to seek such aid, and for these purposes to have, pos- 
sess, and enjoy all the rights, benefits, and privileges 
of said Act of Assembly. 
[seal.] JOHN G. JOHNSON, 
Solicitor. 
City of Philadelphia, ss. 
Before me, the subscriber, a notary public in and 
for the Commonwealth of Pennsylvania, personally 
appeared Harold H. Hamilton, who, being duly 
sworn, deposes and says, that the foregoing is a true 
and correct copy of an advertisement which was in- 
serted and has appeared once a week, for three suc- 
cessive weeks prior to this date, in the “Evening 
Telegraph ” and the “North American,” two news- 
papers of general circulation, printed in the said 
county, and also for a like period in the “ Legal In- 
telligencer,” a weekly paper printed in said county. 
HAROLD HAMILTON. 
Sworn to and subscribed before me this thirteenth 
day of September, A. D. 1878. Witness my hand 
and notarial seal. 
[seal.] GEORGE E. HOUSE, 
Notary Public. DECREE AND ORDER. 
I, the undersigned, a law judge of the county of 
Philadelphia, do hereby certify that I have perused 
and examined the foregoing instrument, duly certi- 
fied to me under the hand and official seal of the 
Recorder of Deeds in and for the county of Phila- 
delphia, together with the proof of the publication 
of the notice of this application, and that I find the 
same to be in proper form and within the purposes 
named for the corporations of the first class, as 
specified in the Act of Assembly, 29th April, 1874, 
and that the purposes of said corporation appear to 
be lawful, and not injurious to the community. I 
do, therefore, order and decree that the said charter 
he and the same is approved, and that upon the re- 
cording of’ said charter and this order, the sub- 
scribers thereto and their associates shall be a eorpo- 
tion for the purposes and upon the terms therein 
stated. 
[seal.] JOSEPH ALLISON, 
President Judge of Court of Common Pleas No. 1, Philadelphia. 
Recorded in the office for Recording Deeds, etc., 
for the City and County of Philadelphia, in Charter 
Book No. 4, p. 207, etc. 
Witness my hand and seal of office this 25tli day 
of September, A D. 1878. 
[SEAL.] JOS. K FLETCHER, 
Deputy Recorder. OFFICERS 
OF TUE 
“ MUTUAL AID ASSOCIATION OF THE PHILADELPHIA 
COUNTY MEDICAL SOCIETY,” 
SINCE ITS ORGANIZATION. 
Instituted May 6th, 1878. 
Incorporated September 25tii, 1878 
Officers for 1878. 
President—Dr. Benjamin Lee. 
Vice-Presidents—Dr. William T. Taylor, Dr. A. Friek6. 
Recording Secretary—Dr. W. R. D. Blackwood. 
Corresponding Secretary—Dr. Frank Woodbury. 
Treasurer—Dr. Richard J. Dunglison. 
Directors Elected to Serve as Trustees for Five Years. 
Dr. Henry H. Smith, Chairman. 
Dr. Robert Burns, 
N. L. Hatfield, 
George Hamilton, 
M. O’Hara, 
Dr. Wm. B. Atkinson, 
J. G. Richardson, 
H. St. Clair Ash, 
J. Solis Cohen. 
Officers in 1879. 
President—Dr. Benjamin Lee. 
Vice-Presidents—Drs. William T. Taylor and A. Frick6. 
Recording Secretary—Dr. W. R. D. Blackwood. 
Treasurer—Dr. Richard J. Dunglison. 
Committee on Benevolence—Drs. Hamilton, Burns, and Nebinger Officers in 1880. 
President—Dr. Benjamin Lee. 
Vice-Presidents—Drs. William T. Taylor and A. FrickA 
Recording Secretary—Dr. W. R. D. Blackwood. 
Treasurer—Dr. Richard J. Dunglison. 
Committee on Benevolence—Drs. Hamilton, Burns, and Nebinger. 
Officers in 1881. 
President—Dr. William Pepper. 
Vice-Presidents—Drs. William T. Taylor and A. Frieke. 
Treasurer—Dr. Richard J. Dunglison. 
Secretary—Dr. M. S. French. 
Officers in 1882. 
President—Dr. William Pepper. 
Vice-Presidents—Drs. William T. Taylor and Jno. B. Roberts. 
Treasurer—Dr. George B. Dunmire. 
Secretary—Dr. M. S. French. 
Officers in 1883. 
President—Dr. Jno. H. Packard. 
Vice-Presidents—Drs. William T, Taylor and Jno. B. Roberts. 
Treasurer—Dr. George B. Dunmire. 
Secretary—Dr. M. S. French. 
Committee on Benevolence—Drs. Henry H. Smith, Hamilton, and 
Frick 6. 
Officers in 1884. 
President—Dr. Benjamin Lee. 
Vice-Presidents—Drs. R. J. Dunglison and W. A. Parish. 
Treasurer—Dr. George B. Dunmire. 
Secretary—Dr. Ii. A. Slocum. 
Directors Elected to Serve for Five Years. 
Dr. Henry Id. Smith, Chairman. 
Dr. George Hamilton, 
M. O’Hara, 
A. Frick6, 
II. St. Clair Ash, 
Dr. Wra. B. Atkinson, 
Albert H. Smith, 
D. Hayes Agnew, 
Jas. H. Hutchinson Committee on Benevolence—Drs. Henry H. Smith, George 
Hamilton, and Albert Frick6. 
The Member a of the Association now number ninety-two; of 
whom thirty-one are Life Members, and sixty-one Annual Mem- 
bers. The number of Benefactors is twelve. 
LIFE MEMBERS (31). 
(Paying fifty dollars each.) 
Drs. Albert Frick6. 
Henry H. Smith. 
Robert Burns.* 
Nathan L. Hatfield. 
Andrew Nebinger. 
Charles T. Hunter.* 
Benjamin Lee, 
Michael O’Hara. 
J. Cheston Morris. 
De Forest Willard. 
J. Forsyth Meigs.* 
Charles S. Boker. 
George Hamilton. 
John B. Roberts. 
D. Hayes Agnew. 
Henry Leaman. 
Drs. H. St. Clair Ash. 
Charles E. Cadwalader. 
Gerald D. O’Farrell. 
William Pepper. 
Albert H. Smith. 
William Goodell. 
Ellerslie Wallace. 
Thomas Yarrow. 
James Darrah. 
James Collins. 
James II. Hutchinson. 
John C. Da Costa. 
William T. Taylor. 
Geo. B. Dunmire. 
H. A. Slocum. 
ANNUAL MEMBERS (4) 
(Paying Ten Dollars each.) 
Drs.’W. R. D. Blackwood. 
Horace Y. Evans. 
Drs. Vm. Thomson. 
J. C. Wilson. 
ANNUAL MEMBERS (5). 
(Paying Five Dollars each.) 
Drs. John Ashhurst, Jr. 
Wilson Buekby. 
J. Solis Cohen. 
Drs. Richard J. Dunglison. 
George F. Shattuck. 
* Deceased. Drs. Adler, John M. 
Allen, Harrison 
Atkinson, AVm. B. 
Baldwin, Louis K. 
Baxter, Henry F. 
Bernardy, Eugene P. 
Clark, Leonard S. 
Crowley, T. Stanton 
Cruice, Robert B. 
Curtin, Roland G. 
Davidson, David 
Engel, Hugo 
Fischer, Emil 
Fleming, AVm. J. 
French, Morris S. 
Gayley, James F. 
Harlow, Lewis 1). 
Hazel, F. B. 
H earn, Joseph 
Hickman, Napoleon 
Kerr, AVm. G. 
Knight, Samuel R. 
Keyser, Peter D. 
Levis, Richard J. 
Leidy, Joseph 
Livingston, Alfred T. 
ANNUAL MEMBERS (52). 
Drs. Mercur, John D. 
Miller, Charles H. 
Mills, Charles K. 
Nash, Joseph D. 
Neff", Joseph S. 
O’Neill, J. J. 
Packard, John H. 
Parish, AY. H. 
Richardson, Joseph G. 
Risley, S. D. 
Rogers, Robert E. 
Schoales, Joseph D. 
Shelly, Aaron F. 
Simsohn, Joseph S. 
Sinkler, AVharton 
Skillern, Samuel R. 
Skillern, P. G. 
Stewart, Wm. S. 
Thomas, Charles H. 
Tyson, James 
AArevill, R. Henry 
White, J. AVm. 
AVhiteside, John E. 
H. Augustus 
AVittig, Charles F. 
AVoodburv, Frank 
BENEFACTORS. 
(By payment of One Hundred Dollars each.) 
Dr. Henry H. Smith. 
“ A Friend,” 
per Dr. H. II. Smith 
Dr. R. A. F. Penrose. 
Dr. Jacob M. Da Costa. 
Dr. Albert Frick6. 
Dr. William Pepper. 
Geo. W. Childs. 
Mrs. Sarah Pepper. 
I)r. J. Henry Smaltz. 
Dr. Wm. H. Pancoast. 
Dr. Michael O’Hara. 
Dr. Andrew Nebinger. DONATIONS (1881-2). 
Dr. Wm. H. Warder $10 00 
Mrs. C. G. Perry . . . . . . 10 00 
John Wyeth & Bro. . . . . 50 00 
Dr. Edward Hartshorne . . . . 50 00 
Dr. Lewis Rodman . . . . 50 00 
G. W. Rosenwarten . . . . . 50 00 
FINANCIAL STATEMENT (May, 1884). 
George B. Dcnmire, M.D., Treasurer, in account with the Mutual Aid 
Association of the Philadelphia County Medical Society. 
1883. Dr. 
April 1. To cash balance $98 52 
1884. 
April 1. To interest on investments to date . . 147 00 
“ “ initiation fees “ . . 6 00 
“ “ life membership “ 90 00 
“ “ annual dues “ ($10) . . 10 00 
“ “ “ “ ($5) . . 30 00 
“ “ “ “ ($2) . . 70 00 
Total $451 52 
1884. Cr. 
April 1. By cash purchase of $300 City Sixes . . $392 25 
“ “ incidental expenses . . . . . 37 90 
“ “ balance in bank (uninvested) . . . 21 37 
Total $451 52 
Amount invested in Permanent Fund and deposited in the Asso- 
ciation’s safe at the Guarantee Trust and Safe Deposit Company, 
316 Chestnut Street, Philadelphia, $3525 25, par value $3000. 
Audited and found correct. 
WM. B. ATKINSON, 
H. ST. CLAIR ASH, 
Auditing Committee. SUMMARY 
OF THE 
OBJECTS AND RULES OF THE ASSOCIATION. 
The Object of the Association is to afford pecuniary 
aid to the widows and orphans of its members, in 
accordance with its By-laws. 
Membership is limited to physicians who are mem- 
bers of the Philadelphia County Medical Society, 
experience having proved that Medical Mutual Aid 
Associations must be guarded by the scrutiny of a 
Board of Censors, in order to prevent improper 
claims on the charity. 
The Permanent Fund must amount to five thousand 
dollars before any portion of the income can be ap- 
plied by the Committee on Benevolence. 
The pro rata of Annuitants are clearly stated in 
the By-laws (page 29), and the form of application 
fully detailed (page 32). The amount given each 
annuitant will depend on the amount of the “ Per- 
manent Fund” and it is, therefore, desirable that 
this should be made as large as possible by the 
donations and bequests of the benevolent. 
The form and character of a devise or bequest are on 
page 35 of the By-laws. BY-LAWS. 
ARTICLE I. 
OF MEMBERS. 
The members of the Mutual Aid Association shall 
be such duly elected members of the Philadelphia 
County Medical Society as comply with the follow- 
ing provisions of these By-laws:— 
Section I. Every member of this Association shall 
sign the Charter and By-laws, and pay an initiation 
fee of jive dollars. He shall also, within six months 
after his initiation and annually thereafter, pay an 
assessment of jive dollars. A failure to pay his 
dues before January 1st of any year shall preclude 
a member from participating at the annual meeting, 
and a failure to pay the annual assessment for two 
years shall forfeit membership and all previous pay- 
ments until such dues are paid and certified to by 
the Treasurer. 
Sect. II. Any member may become a life member 
and free from further assessments on the payment 
of Fifty dollars in one sum, after the initiation fee 
is paid. Any life member may be constituted a 
Benefactor on the additional payment of Fifty dol- 
lars ($50), without losing the benefits of membership. Sect. III. Any member by paying ten dollars 
annually for five successive years from the time of 
bis initiation becomes a life member. 
Sect. IV. Any member pay dollars annually 
for ten successive years after his first year of mem- 
bership may become a life member. 
Sect. V. Any person subscribing one hundred 
dollars may become a Benefactor without the rights 
of membership ; but he may direct that bis family 
physician, if a member of the Philadelphia County 
Medical Society, be made a life member. 
Sect. VI. Every member who shall marry oftener 
than once shall on every such marriage pay into the 
treasury of the Society the sum of Fifty dollars 
($50) as an additional premium for the new risk to 
which he subjects the Association, and the widow 
or issue of such subsequent marriage shall not be 
entitled to aid from the Association unless the addi- 
tional premium of Fifty dollars ($50) has been paid 
within one year previous to the death of such 
member. 
Sect. VII. Membership of the Society shall date 
from the first day of January nearest to the date of 
signing the charter. 
Sect. VIII. Xo member shall forfeit his member- 
ship, interests, rights, or privileges, by change of 
residence anywhere in the State of Pennsylvania, or 
by retiring from practice whilst living in Philadel- 
phia, 'provided he does not engage in some other 
business. 
Sect. IX. Every member shall, on signing the 
Charter and By-laws, receive a proper certificate of his membership signed by the President and Vice- 
Presidents, as follows:— 
“The Mutual Aid Association of the Philadelphia 
County Medical Society.” 
This to certify that is a member of this 
Association from the day of 18 and entitled to all 
benefits pertaining to such membership, subject to the By-laics of 
the Association. 
In testimony whereof the signatures of the proper officers are 
hereby attached this day of A. D. 18 
M.U., President. 
;; 
Vice-Presidents. 
Payment received this day of 
M.D., Treasurer. 
Sect. X. Any member who by long-continued 
sickness or accident requires pecuniary assistance 
shall be entitled to present the circumstances of his 
case to the “ Committee on Benevolence,” who shall 
report thereon to the Directors, or give such imme- 
diate relief as is prescribed in Article IV., page 26, 
of these By-laws. Any member knowing of the 
destitute circumstances of another member may 
make such application to the Committee on his 
behalf. 
ARTICLE II. 
OFFICERS OF THE ASSOCIATION. 
Section I. The officers shall consist of a Presi- 
dent, two Vice-Presidents, Treasurer, and Secretary, 
who shall be elected annually from the first Monday 
in May of 1879, and serve until their successors are 
chosen, without any pecuniary compensation. Sect. II. At the first annual meeting on the first 
Monday in May of 1879, there shall also be elected 
nine Directors, who shall serve five years from the 
date of their election, or until their successors shall 
be duly elected. At the expiration of this term a 
new election for Directors shall be held, to which 
any or all of the former Directors shall be eligible; 
but after the first annual meeting in May, 1879, no 
one shall be eligible as. a director who has not been 
for five years a member of the Association or for ten 
years a member of the Philadelphia County Medical 
Society. 
Sect. III. All elections shall be by ballot. 
Sect. IY. Nominations for officers shall be made 
by the members of the Association at a meeting to 
be called for that purpose by the President on the 
first Monday in April of each year. Nominations 
for Directors shall be made only by the Standing 
Committee, who shall present two names for each 
vacancy that is to be filled. 
Sect. Y. The general affairs of the Association 
shall be managed by a “Standing Committee,” 
which shall consist of nine Directors and the Presi- 
dent, two Yiee-Presidents, Treasurer, and Secretary 
of the Association, and shall present at the annual 
meeting of the Association a full summary of their 
proceedings during the year. They shall meet at 
the call of the President of the Association, or be 
convened when desired by the Board of Directors. ARTICLE III. 
DUTIES OF OFFICERS. 
Section I. The President of the Association shall 
perform such duties as custom and parliamentary 
usage require. He shall sign all certificates of mem- 
bership and all satisfaction pieces, discharges, trans- 
fers of loans or other investments only when so or- 
dered by the Board of Directors. When notified 
by the Secretary of any application for relief, he 
shall notify the Committee on Benevolence, or take 
such action in the case as his judgment may direct. 
The President shall be ex officio a member of all 
committees. 
Sect. II. In the absence of the President his 
duties shall be performed by a Vice-President in the 
order of rank, which rank shall be decided by the 
number of votes by which he has been elected. In 
case of a tie vote, age shall decide the point. 
Sect. III. The Treasurer shall receive all moneys 
of the Society, as initiation fees, annual dues of 
members, and interest on investments, and when 
specially authorized by a minute of the Board of 
Directors, he shall also receive the proceeds of sales 
of bonds or other investments, bequests, etc. He 
shall deposit the same as soon as received in the 
Bank of North America, in Philadelphia, and keep 
them in a separate account, in the name of and for 
the special use of “ The Mutual Aid Association of 
the Philadelphia County Medical Society.” All 
checks for money to be drawn from said bank shall 
be printed in the name of the Association and signed by the President and Treasurer only on a 
written order from the Board of Directors, except 
for one sum of Fifty dollars ($50), if required for 
transient expenses in the interval of a meeting of 
Directors. 
The Treasurer shall be authorized to employ a 
Collector for annual or other dues at a compensa- 
tion of not more than ten per cent, on sums under 
fifty dollars, and five per cent, above that sum. The 
Treasurer shall prepare and furnish to the Secretary 
a printed statement of the affairs of the Association 
for distribution with the notices of meeting, at least 
thirty days preceding the annual meeting, which 
statement shall comprise an account of the re- 
ceipts and disbursements in detail, during the year, 
as well as the balance in the treasury; a schedule of 
the property held by the Association ; the number 
and character of the annuitants (omitting their 
names), and a list of the officers, benefactors, and 
members, including the names of those who are in 
arrears, or have forfeited their membership by fail- 
ure to pay their dues, together with the amount of 
their indebtedness. The Treasurer shall promptly 
pay all bills ordered paid by the Directors and ap- 
proved by the President, and all drafts of the Di- 
rectors made in conformity with the provisions of 
the By-laws. He shall render an account of his re- 
ceipts and disbursements to the Directors quarterly, 
and oftener if required. He shall also submit to 
the Directors at each of their regular meetings, the 
names of all members who are in arrears by non- 
payment of dues. He shall keep all certificates of loans, bonds, and other investments in a special fire- 
proof safe to be designated by the Directors, and the 
key to this safe shall be deposited as directed by the 
Directors. No coupon bonds shall be owned by the 
Association. He shall deliver up, when legally 
called upon by the Directors, all moneys, bonds, 
papers, books, or other property of the Association 
in his possession, to his successor in office, or to such 
person as the Directors may appoint, and take a re- 
ceipt therefor, signed by the President of the Asso- 
ciation. Before entering upon the duties of his 
office he shall execute a bond to the Association for 
the faithful performance of his trust in such a sum 
as the Directors deem proper, with two sureties to 
be approved by the Board of Directors, which bond 
shall be renewed at every re election. 
Sect. IV. The Secretary shall be the Secretary of 
the Association, of the Board of Directors, and of the 
Standing Committee, lie shall notify all officers 
and members of their election, give three days’ 
notice of all meetings of the Association, of the Di- 
rectors, and of Committees; shall attend all meet- 
ings of the Association, Directors’, or Standing 
Committee, or promptly give notice of his inability 
to attend, in which case he shall forward the minute 
book, lie shall enter in a book kept for the pur- 
pose the minutes of the proceedings of all such 
meetings as are above stated, in a clerkly hand ; shall 
receive all written applications for relief made to 
the Association, keeping the same in strict confi- 
dence, and immediately notify the President thereof, 
notifying the Directors of the same at their first subsequent meeting. lie shall also promptly notify 
all persons ordered by the Directors or Committee 
on Benevolence, when and where to call and receive 
payment of money due them, and perform such 
other duties pertaining to his office as may be di- 
rected by the Association or the Board of Directors. 
ARTICLE IV. 
DIRECTORS. 
The nine Directors chosen at the annual meeting 
of the Association in accordance with Article II., 
Section II., of these By-laws, shall he organized by 
the election of one of their number as Chairman, 
who shall also be the Chairman of the Standing 
Committee. The Directors shall be the Trustees and 
have the exclusive control of all funds belonging 
to the Association ; audit all bills presented by the 
Treasurer for payment, and direct the deposit and 
investment of all moneys received by the Treasurer ; 
and no change of investments shall at any time be 
made at a meeting of the Directors, except on a 
printed notice issued by the Secretary, specifying 
the object of the meeting, and on a two-thirds vote 
of the entire Board of Directors. 
The Directors shall hold quarterly meeting%on the 
first Tuesday in January, April, June, and October, 
and special meetings when called by the Chairman 
at his option, or on the written request of three 
Directors. Any Director who shall be absent from 
three consecutive quarterly meetings of the Board of 
Directors may have his seat declared vacant by the Directors, subject to the approval of the Standing 
Committee by a two-thirds vote, after thirty days 
notice to such Director. In the event of a vacancy 
thus created it shall be tilled by the Standing Com- 
mittee until the next annual meeting of the Associ- 
ation. 
The Directors shall, annually, on the first Tuesday 
in October, appoint by ballot three of their number 
as a Committee on Benevolence, whose duty it shall be 
to inquire carefully into the circumstances of all who 
apply for assistance, and report the same in writing 
to the quarterly meeting of the Board, of Directors. 
The Committee on Benevolence shall have power, in 
the interval of a meeting of the Directors, to grant 
immediate relief to a member or his representative, 
whom they shall deem entitled thereto, in one sum 
not exceeding fifty dollars ($50), and draw on the 
Treasurer for the same, reporting their action in 
writing to the Directors at their first subsequent 
meeting. 
The Chairman of the Directors shall, when author- 
ized by the Directors or Standing Committee, give 
drafts on the Treasurer for all Annuities, and no pay- 
ment shall be made by the Treasurer to such annui- 
tants without such draft, signed by the Chairman 
and also by the President of the Association. 
Five members shall constitute a quorum of the 
Board of Directors, and six a quorum of the Stand- 
ing Committee. ARTICLE Y. 
FUNDS. 
The funds of the Association shall consist of all 
moneys received by the Treasurer, and shall be kept 
by him as a Contingent and Permanent Fund. 
Section I. The Contingent Fund shall consist of 
the initiation fees and five per cent, of the annual 
dues of the members, and shall be applied only as 
required to pay current expenses, and until the in- 
come from the permanent fund is sufficient therefor. 
Any excess of this fund above the annual current 
expenses at any time shall, at the end of the fiscal 
year, be invested in the Permanent Fund. 
Sect. II. The Permanent Fund shall be created by 
contributions, donations, bequests, rents, forfeitures, 
interest, and all other moneys not required or ap- 
propriated for the necessary expenses of the Associ- 
ation. 
Sect. III. The Permanent Fund shall be invested 
only in Bonds of the United States, of the State of 
Pennsylvania, and of the City of Philadelphia, that 
are registered, and not in coupon bonds, or any other 
securities. All contributions, donations, and be- 
quests, unless ordered differently by the donors, shall 
be added to the permanent fund of the Association, 
and all annuities shall be met as soon as possible by 
the actual income from the invested funds, and shall 
under no circumstances exceed that amount. When 
the income of the permanent fund becomes sufficient 
both for annuities and current expenses, the latter 
shall be paid from it, and the amount previously di- rected for the contingent fund in the preceding sec- 
tion shall be merged in the permanent fund; but no 
portion of the income of the permanent fund shall 
be disbursed for any purpose whatever until the 
permanent fund reaches the sum of live thousand 
dollars. 
ARTICLE VI. 
PERSONS ENTITLED TO RELIEF. 
Section I. The following persons are entitled to 
receive assistance, annually, from the income of the 
Association, to the amount and with the restrictions 
directed in the subsequent Articles:— 
1. Every widow of a member as long as she re- 
mains such. 
2. All children of a deceased member being, if 
males, under sixteen, and if females, under eighteen 
years of age and unmarried. 
3. Orphans of a member. 
Sect. II. In special cases the aged father, the 
widowed mother, or aged single sister of a deceased 
member who had been dependent on said member 
for support, may receive assistance at the discretion 
of the Standing Committee, by a three-fourths vote 
of the Committee when recommended by the Com- 
mittee on Benevolence. 
Sect. III. In cases of prolonged ill health or 
extraordinary circumstances, the assistance granted 
to the surviving children of a member may be 
extended beyond the ages of sixteen and eighteen 
respectively by a three-fourths vote of the Standing Committee, if recommended by the Committee on 
Benevolence. 
Sect. IY. The marriage of a widow of a member 
shall not invalidate the claims of the children of 
said member to assistance from the Association, but 
she shall not be entitled to assistance after said 
marriage. 
Sect. Y. No one shall be entitled to claim assist- 
ance from the Association unless the person by 
virtue of whose membership the. claim is made has 
been a member and paid all his dues for the two 
years previous to his death. In special cases, how- 
ever, the Standing Committee shall have the power, 
upon the recommendation of the Directors, to 
shorten this term. 
ARTICLE YII. 
ANNUITANTS. 
All widows and children of members entitled to 
receive an annuity from the Association shall re- 
ceive only such a pro rata sum as the income of the 
permanent fund and the number of applicants shall 
justify, and when the funds permit it. 
Section I. Every widow shall receive $400 per 
annum from the Association; but for every $10 or 
multiple of $10 of income that she receives from 
any other source, an amount equal to fifty per cent, 
of said income shall be deducted from the annuity. 
Sect. II. Every child entitled to relief shall receive 
$100 per annum, subject to the same reduction of 
fifty per cent, of income from other sources referred 
to in the above section. Sect. III. Every child on arriving at the re- 
spective age when, according to Article VI., Sect. 
I., § 2, the annuity ceases, shall receive the sum of 
Fifty dollars ($50) as an outfit. 
Sect. IV. Where there are full orphans (without 
mother), then each case shall be specially investi- 
gated by the Committee on Benevolence, and the 
amount fixed by the Standing Committee on their 
report, according to the circumstances of the case. 
ARTICLE VIII. 
AMOUNT OF ANNUITIES. 
Section I. Whenever the actual income of the 
Association from investments exceeds double the 
whole expenditure by $200 for every widow draw- 
ing an annuity, then $100 shall be added to the 
annuity of each widow. 
Sect. II. The amount of the annuities once fixed 
or increased, shall not be diminished again as long 
as the income of the Association from investments 
shall be $500 in excess of all expenditures. 
Sect. III. If a time should arrive that the ex- 
penditure should absorb the income to that point, 
i. e., to within $500 of excess, then the annuities of 
the widows shall be reduced $50, and this reduction 
shall be kept up and repeated, if necessary, until the 
income of the Association admits again of an 
increase, according to the rule laid down in Section 
I. of this Article. ARTICLE IX. 
INCOME OF ANNUITANTS. 
Section I. When a widow or child claiming an 
annuity has property which though of value yet 
yields no income, or property the income from which 
is uncertain and fluctuating, an appraisal of the pro- 
perty shall be made as soon as may be after the death 
of the member, by the Directors, and five per cent, 
of the appraised sum (free of incumbrance) shall be 
regarded as income, subjecting the annuity to the 
reduction of Article VII., Section I. 
Sect. II. A new appraisal shall be had at the 
option of either party, at the end of the fiscal year 
of the Association. 
Sect. III. The earnings of a widow, or of a child 
or children, by their own industry or exertion,shall 
not be considered as income subjecting the annuity 
to deduction. 
ARTICLE X. 
application for relief. 
Applications for relief must be made to the Secre- 
tary, and a declaration, signed, certified, and sworn 
to according to the form hereunto annexed, accom- 
panied in the first instance by proofs of the mar- 
riage and death of the member; and in case the 
claim is allowed, the declaration must be annually 
renewed and sent to the Secretary between the first 
and fifteenth days of November, so long as the ap- 
plicant claims assistance. To the Board of Directors of the Mutual Aid Association of the Philadel- 
phia County Medical Society. 
I, residing at 
County of State of Pennsylvania, being entitled to 
assistance from the Society, do hereby make and subscribe the follow- 
ing Declaration as the basis of my claim :— 
1st. Name of deceased member un- 
der whom claim is made. 
2d. Relation of party subscribing' 
to deceased member—widow, 
children, orphan, guardian, 
mother, or sister. 
,, born. 
3d. Name and date of birth of 
children, if any, of deceased 
member. 
4th. Amount of income, if any, 
from any source. 
5th. Amount of income, if any, of 
children. 
tlth. Amount of appraisal of pro- 
perty, if any has been made. 
Signed, 
Dated . 
ss. 
Personally appeared the above-named 
on the day of in the year eighteen 
hundred and , and made oath that the above Declara- 
tion, as subscribed, is true. 
Before me, 
Commissioner of Deeds. 
Note _The following Certificate must be signed by two members of the As- 
sociation :— 
CERTIFICATE. 
The undersigned members of the Association are acquainted with 
and believe the above statement, as sub- 
scribed, to be strictly true. 
Date 
Note.—If the applicant resides beyond the limits of the Association, namely, 
of the city of Philadelphia, the signature of a respectable clergyman ac- 
quainted with the applicant will be received in lieu of the signature of mem- 
bers. ARTICLE XI. 
APPROPRIATIONS. 
Section I. Appropriations for the payment of the 
regular annuitants shall be made by the Board of 
Directors at their quarterly meeting in January of 
each year, and payment of the same shall be made 
on the first day of July next ensuing, and the re- 
mainder on the following 24th day of December. 
Sect. II. All appropriations shall be paid by the 
Treasurer within ten days after they have been 
voted by the Directors or Standing Committee, un- 
less otherwise directed. 
Sect. III. No appropriation of money shall be 
made unless first considered and approved by the 
Directors. 
ARTICLE XII. 
ORDER OF BUSINESS. 
Section I. At the Annual meeting of the Associ- 
ation the following shall be the order of business:— 
1. Registration of the members present. 
2. Reading the minutes of the last annual meet- 
ing, and of all special meetings of the Association. 
3. Report of the Directors. 
4. Report of the Standing Committee. 
5. Reports of Special Committees. 
G. Election of officers of the Association. 
7. New business. 
8. Adjournment. Sect. II. At the meetings of the Board of Di- 
rectors, or of the Standing Committee, the following 
shall be the order of business:— 
1. Registration of members present. 
2. Reading of the minutes of the last meeting and 
their adoption. 
3. Minutes of the Committee on Benevolence. 
4. Minutes of the Standing Committee. 
5. Quarterly report of Treasurer. 
6. Election to till vacancies in the Directors or 
Officers. 
7. Business referred to the Directors or Standing 
Committee by the Association. 
8. At the meeting held by the Standing Commit- 
tee, on the first Monday in April of each year, two 
members shall be nominated for each office of Di- 
rector to be filled by the Association at its annual 
meeting. 
9. At the quarterly meeting of the Directors in 
January the auditing of the Treasurer’s accounts 
and verification of all investments or moneys of the 
Association, and the reading of the annual declara- 
tions of annuitants and appropriations therefor. 
10. At the quarterly meeting of the Directors in 
April approval of the Treasurer’s yearly report, to 
be presented at the annual meeting of the members 
of the Association. 
11. Applications for temporary relief. 
12. Unfinished business. 
13. New business. 
14. Adjournment. Sect. III. The order of business may be suspended 
by a two-thirds vote of those present at any meeting 
of the Association, Board of Directors, or Standing 
Committee. 
ARTICLE XIII. 
AMENDMENTS. 
Section I. Any Article or Section of these By- 
laws may be amended or repealed by a resolution of 
the Association passed at one annual meeting and 
confirmed at the next annual meeting by a vote of 
three-fourths of the members present, provided, 
there are thirty members present, with the excep- 
tion of articles relating to the investment and dis- 
tribution of the funds of the Association. No alter- 
ation, amendment, or repeal of any provision of these 
By-laws, which affects the funds of the Association 
or the payment of its annuitants, shall be made, 
except upon the unanimous vote of the Standing 
Committee, on the recommendation of the Board of 
Directors, and a three-fourths vote of the members 
of the Association present, at two successive annual 
meetings of the Association. 
ARTICLE XIV. 
FORMS OF BEQUEST. 
Section I. Form of a Devise. 
I, > of , hereby 
devise and bequeath to “ The Mutual Aid Association of 
the Philadelphia County Medical Society,” their successors 
and assigns, all that— 
(Here recite the real estate from the deed.) Sect. II. Form of a Donation or Bequest. 
I, , of , hereby 
give and bequeath unto “ The Mutual Aid Association of 
the Philadelphia County Medical Society” the sum of— 
Note.—By the laws of Pennsylvania all bequests of a charitable 
character must be made one calendar month before the death of the 
donor, the will being attested by two disinterested witnesses.