Jany 17 1914
Dear Alan
I think there used to be discussion as to the existence on conditions of time and place.  Space serves to remain but time seems to have vanished.
As I told you originally I am not willing to put any payments in the form of loans.  Among modern crimes I place lending money and I absolve you from any obligation to repay.  I did not wish to hamper you in that way.  I wished to help you and not to load you with a weight.  Of course you will be free to make a present to me if you want to by and by, and if it then does not worry or hurt.
Yours truly
Arthur T. Lyman