This is in general the same sort of presentation, I made, in the form of testimony, to the Joint Economic Commission in Washington, DC on June 23 of this same year. This is not the same lecture by any means but it approaches it with different examples and tangential point of view in reference to the previous lectures. Its goals are the same: to cover the subject of the future of health care in a very general way for a group of legally oriented folks whose secondary interest is medicine.