THE ORDER OF THE MACCABEES. A BENEFICIAL SOCIETY Founded upon Fraternity and Protection and Furnishing Life and Disability Benefits. Maccabees Membership, Sept. 30,1894 166,096. Death and Disability Benefits Paid, May 31,’94, $3,483,503.00 Milo Meredith, Gt. Com. WABASH,[INDIANA, A FEW FACTS I—lt1—It is generally admitted to be the duty of every man, who has others dependent upon him, to make such provision, as is within his means, for their support and ed- ucation, not only during his life, but espec- ially in the event of death. 2—lt is admitted by all that it is the duty of every man to make provision for the care and support of himself in event of sickness and disabilities arising from accidents or old age. 3—There is no good reason why any man may not now make such provision for him- self and his dependents, and at an annual expense within the means of even the poor man. 4—lt is the duty of every man needing such protection to procure it at the least ex- pense, consistent with safety. s—The5—The Question naturally arises, “Where can this protection be safely and surely pro- vided for me and my dependents, at Ja mod- erate expense within my means. (>—The Answer: Become a member of some Fraternal Beneficiary Order. There are more than thirty of these societies, mem- bers of “The National Fraternal Con- gress,'’ all of which are good, and any of which can provide you protection at actual cost, and in no case need this be more than one-third what Life Insurance Companies charge. 7—These Societies have been successful. They are doing more business today than a like number of the leading Life Insurance Companies. They are not organized for Profit and Gain. Any Society that is or- ganized for profit and gain can not become a member of The National Fraternal Congress. B—They8—They exist for the purpose of furnishing their members, each of whom is a co-partner in the. business, protection, at actual cost, and at a nominal expense for management, each member doing- a part of the work. B—They have met every demand upon them promptly, and present a record in every way unexcelled. 10—They have a membership of more than one million five hundred thousand. 11—They paid to the Widows, Orphans and Disabled members in 1893 over $30,000,000. 12—They combine life and other financial benefits with a Fraternal brotherhood. 13—The Order of the Maccabees is a mem- ber of “The National Fraternal Congress,” and third in numerical streugh, with about 100,000 members including Knights and Ladies. THE MACCABEES. a—lt has attained a normal condition in its fourteenth year. The Advantages of The Order. b— It has a general jurisdiction over the entire Continent. c—lt has 3,000 Subordinate Tents and Hives in 30 States and Provinces of North Amer- ica. d—lt is a vigorous, growing, progressive Order, as shown by its increase of 30,864 members in 1893. e—Being composed largely of young men its average age is only 34, and its death rate is less than six to 1,000 members. f—lt has an equitable, graded rate for assess- ments. so that the young man does not pay as much as the old. g—You may take a certificate of beneficial mem- bership for $l,OOO, $2,000 or $3,000. and in States where Great Camps exist, $2,000 ad- ditional. h—lt furnishes benefits in case of sickness, acci- dent, total and permanent disability and old age, as well as death—all under one mem- bership. i—lt pays all claims immediately on presenta- tion of proper proofs, j—lt requires a thorough and careful medical examination, with urininal analysis, of every applicant fo.- beneficial membership. k—rMembers pay assessmen' s monthly. I—lts Executive Officers are elected every two years and they devote their entire time to its interests. 4 m—The total number of assessments levied to Dec. 1. 1894. was only 108. The Objects of the Order To unite frater- nally all white persons of sound bodily health and good moral character, who are socially acceptable, between 18 and 70 years of age, and to provide for death, sick, fu- neral, accident and disability and old age benefits to those between the ages of 18 to 55 years, and to educate the members so- cially, morally and intellectually. Plan—The business of the order is conducted through a “Supreme Tent,” “Great Camps,” and “Subordinate Tents.” It is not a close corporation by any means, as the members through their representa- tives, make all their laws and elect all their officers. The “Supreme Tent.”—is the law mak- ing body, and all other branches of the Order are subordinate to it. The officers of the Supreme Tent are elected every two years by representatives chosen by Great Camps and Subordinate Tents. The “Great Camp” has jurisdiction within the state of Indiana and is the highest tri- bunal of the Order of the Knights oftheMac- cabees in tins State, subject to the laws of the Supreme Tent. The (treat Camp for Indiana will be operative on and after .Jan- uary Ist, 1895, having- a membership of over 5,000. Subordinate Tents.—May be instituted with not less than twenty members. Per- sons can only participate in the benefits of the Order through membership in some Subordinate Tent. The Work .—Of the Subordinate Tent is con- ducted under a Ritual which is both pleas- ing and instructive, and the Reviews afford also a valuable school in Parliamentary practice and social entertainment. The expense of maintaining the Subordinate Tent is defrayed by Membership fee from new members, and such annual dues as each Tent may determine. The Beneficiary Department.—Provides for the payment of SI,OOO, 53,000 or $3,000 at death, to the families or dependents of de- ceased members. Assessments for the pur- pose of paying- benefits are graduated ac- cording to the age of the person at joining, and i-emain the same during membership. Benefits in case of total disability and old age.—When a member becomes per- manently and totally disabled through sick- ness, injury, or when he reaches the age of 70 years, he is entitled to one tenth annu- ally of,the amount of his benefit certificate until the amount of certificate is - paid. All dues and assessments cease from the date of approval of claim. Should he die before all is paid the remaining part goes to his bene- ficiary. This is a very desirable feature and commends itself to all. Between ages of For $1,000. For $2,000. For $3,000 18 and 25 $ 40 $ 80.. $1 20 .... 90.. 1 35 50 1 00.. 1 50 33 and 40 00., 1 20.. 1 80 40 and 45 2 25 00 1 80.. .. .. . 2 70 48 and 51 1 00. 2 00.. 3 00 51 and 52 2 50.. 52 and 53 . . 1 50. 3 00.. 2 00. 54 and 55 RATE OE ASSESSMENTS. NORTHERN DISTRICT. Hazardous Occupations.—A person em- ployed as Engineer or Fireman on any rail- road train, Conductor or Brakeman on any railroad freight trains; or as switchman or yardman in the employ of railroads, postal clerks, baggage and expressmen on railroad trains, or engaged in mining under ground, (except coal miners, who are prohibited risks), will have to pay 25 cents in addi- tion to the foregoing assessment rates for each $l,OOO while he remains in such em- ploy. Prohibited Occupations.—No person can be admitted to beneficial membership w’hile engaged in any of the followihg occupa- tions: Blasting, coal mining, submarine operations, manufacturing highly inflam- mable or explosive materials, areonaute. and linemen in the employ of electric companies, either in the construction or repair of lines over which the current passes: no person can he admitted to either social or beneficial membership, who is engaged either as principal, agent or servant in the manufacture or sale of spirituous or malt liquors as a beverage, or who is addicted to the intemperate use of intoxicating liquors. Medical Examination.—Every applicant for beneficial membership must be thor- oughly examined by a competent physician, and his examination approved by the Su- preme Medical Examiner before his admis- sion. Great care is taken in this depart- ment, as will be seen from the fact that our death rate has always been very low, in our twelfth year it was less than six for every thousand members and while all death and disability claims have been paid in full and promptly, it has only required, from the or- ganization, to Dec. Ist, 1894,108 assessments. Social Membership.—Any white male be- tween 18 and 70 years of age may become a social member, but will not be entitled to death or disability benefits. Social mem- bers pay a per capita tax of .$l.OO per year to the Supru me Tent in addition to Tent dues. Social Features.—It is conceded by society men that even a beneficiary societj? cannot exist long unless founded on the principles of fraternity, hence the fraternal and social features of the Order are made prominent, giving the Maccabees a broad basis as a fra- ternal society and insuring its future stabil- ity and growth beyond question. Official Paper.—The Bek Hive, the official paper of the Order, which gives full and complete official, financial and mortuary statements monthly, will be mailed free to every member without charge to the Tent or to members. The cost therefor is paid out of the General Fund of the Supreme Tent, ITS RECORD. Present Membership and Life and Disability Bene- fits Paid Since Organization. Ohio 0.685... 8 2.000 00 ...$ 310.438 00 New York 17.94).... 10.023 49.... 452,200 00 Pennsylvania 10.842.... 7.200 00.... 374.000 00 On ta no 5,507.... 2,500 00.... 154,650 0(» Indiana 5.018 2.500 00... 146,500 00 Membership. On Disability. On Life. 10,842.... 7.200 00.... 374.000 00 5,018 2.500 00... 146,500 00 Illinois 4,333 ... 200 00 K’4,800 60 Missouri 3.621.... 1,200 00... 78,000 00 Wisconsin,. 1.826 56,000 00 lowa 826.... 100 00.... 18.000 00 Kansas 723.... 500 00.... 12.000 00 Massachusetts ... 4,000 00 Connecticut— 562 .. .. . 24,000 00 Texas 770.... .... 22.000 00 Tennessee 397 15,000 oo Colorado 312.... .... 4.000 00 Michigan 55.577.... 37.250 00,.., 1,516.742 00 Minnesota 370.... .... 8,000 00 Virginia. 19.... .... 2,000 00 Nebraska 1.449 ... .... 22.000 00 Montana 103... California.... 1,544 ... .... 10.000 oo West Virginia 260 . 5.000 00 Arkansas, 31... New Jersey 45 Kentucky 350.... .... 3,000 00 Oregon 335 Washington 306.... 200 00.... 1,800 00 Alabama 16 Quebec ... 94... Rhode Island 53... Manitoba 15... Oklahoma... 25... North Dakota 83... South Dakota 39 Members at Large 545 1,200 00.. . 64.000 00 L. O. T.M 33,500... Grand Total 157.019... .866.373 49.... $3,417,100 00 Year. GROWTH OF MEMBERSHIP. Total. 1881 700 1885 6,369 1890 39,001 1892 I 99,268 1893 139,135 1894 (Approximated) 160,000 The Phenomenal Growth of the Macca- bees, as shown by the preceding' table, will give an idea of its popularity as a fraternal and beneficiary Society; and the various other statements found in these few pages will, we think, be instructive and convincing as to the merits and advantages of this Or- pendent upon you, and of assistance to you der as a means of protection for those de- in time of need. M ACC ABE E RECORD FOR 1893 Net increase in Membership 39,804 Net increase in Tents and Hives 874 Death Claims paid 522 Disability Claims paid 180 Death and Disability Claims paid 702 Average Age of Members about 34 years. You will observe that the average age is very low thus insuring a low death rate for years to come. COST TO JOIN THE ORDER. Membership Fee f5 00 Supreme Medical Examiner’s Fee 25 Certificate Fee (Beneficial or Social) 1 00 And the Tent Physician’s fee about S' 00 Total $6 25 Keeper of the Tent, and every beneficial mem- All death assessments are paid to the Record ber must pay to the Record Keeper of his Tent one advance assessment according to age, occu- pation and amount of benefit taken at the time of his admission. This applies to-charter mem- bers as well as to members joining Tents al- ready established. For further information address MILO MEREDITH, Gt. Com., Wabash, Indiana.